The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Comparing Mortgage Terms Estimate the total cost in today's dollars of various mortgage alternatives. Infographic: Top Tip for Tipping Do you really have to tip 25% on a $5 coffee? What about your ride-share driver? Learn from the experts. Lots of Variables with Fixed-Rate Mortgages When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.